body {
    background: #f4f7fb;
    min-height: 100vh;
    margin: 0;
}

/* ── Page wrapper ───────────────────────────────────── */
.legal-page {
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    align-items: center;
}

/* ── Gradient header ────────────────────────────────── */
.legal-header {
    width: 100%;
    background: linear-gradient(135deg, #0c2340 0%, #1a4a7a 100%);
    padding: 2.75rem 1.5rem 4rem;
    text-align: center;
}

.legal-brand {
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    text-decoration: none;
    color: rgba(255,255,255,0.65);
    font-weight: 700;
    font-size: .875rem;
    margin-bottom: 1.25rem;
    transition: color .15s;
}

.legal-brand:hover { color: #fff; }

.legal-title {
    font-size: clamp(1.6rem, 4vw, 2.2rem);
    font-weight: 700;
    color: #fff;
    margin: 0 0 .5rem;
    line-height: 1.2;
}

.legal-updated {
    color: rgba(255,255,255,0.45);
    font-size: .82rem;
    margin: 0;
}

/* ── White card ─────────────────────────────────────── */
.legal-card {
    width: calc(100% - 3rem);
    max-width: 720px;
    background: #fff;
    border-radius: 16px;
    box-shadow: 0 8px 32px rgba(0,0,0,0.1);
    margin-top: -2.25rem;
    margin-bottom: 3rem;
    overflow: hidden;
}

/* ── Table of contents ──────────────────────────────── */
.legal-toc {
    background: #f8fafc;
    border-bottom: 1px solid #e8edf5;
    padding: 1.5rem 2.25rem;
}

.legal-toc-label {
    font-size: .7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .09em;
    color: #8493a8;
    margin-bottom: .75rem;
}

.legal-toc ol {
    margin: 0;
    padding-left: 0;
    columns: 2;
    column-gap: 2rem;
    list-style: none;
}

.legal-toc li { margin-bottom: .3rem; }

.legal-toc a {
    font-size: .82rem;
    color: #1a6abf;
    text-decoration: none;
}

.legal-toc a:hover { text-decoration: underline; }

/* ── Body ───────────────────────────────────────────── */
.legal-body {
    padding: 2.25rem 2.25rem 1.75rem;
    font-size: .95rem;
    line-height: 1.78;
    color: #3a4a5c;
}

.legal-body h2 {
    display: flex;
    align-items: baseline;
    gap: .6rem;
    font-size: 1.05rem;
    font-weight: 700;
    color: #0c2340;
    margin-top: 0;
    margin-bottom: .65rem;
    padding-top: 1.75rem;
    border-top: 1px solid #e8edf5;
}

.legal-body h2:first-of-type {
    border-top: none;
    padding-top: 0;
}

.legal-section-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 22px;
    height: 22px;
    padding: 0 5px;
    background: #e8f2fc;
    color: #1a6abf;
    border-radius: 5px;
    font-size: .72rem;
    font-weight: 700;
    flex-shrink: 0;
    line-height: 1;
}

.legal-body h3 {
    font-size: .95rem;
    font-weight: 600;
    color: #1a4a7a;
    margin-top: 1.4rem;
    margin-bottom: .4rem;
}

.legal-body p { margin-bottom: 1rem; }

.legal-body ol {
    padding-left: 1.4rem;
    margin-bottom: 1rem;
}

.legal-body ol li { margin-bottom: .4rem; }

.legal-body a { color: #1a6abf; }

/* ── Back to top ────────────────────────────────────── */
.legal-backtop {
    text-align: center;
    padding-top: 1.5rem;
    margin-top: .5rem;
}

.legal-backtop a {
    font-size: .82rem;
    color: #8493a8;
    text-decoration: none;
}

.legal-backtop a:hover { color: #1a6abf; }

/* ── Footer ─────────────────────────────────────────── */
.legal-footer {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    gap: .65rem;
    padding: 1.25rem 2.25rem;
    border-top: 1px solid #e8edf5;
    background: #f8fafc;
    font-size: .85rem;
    color: #8493a8;
}

.legal-footer a {
    color: #1a6abf;
    text-decoration: none;
}

.legal-footer a:hover { text-decoration: underline; }

/* ── Responsive ─────────────────────────────────────── */
@media (max-width: 640px) {
    .legal-header { padding: 2rem 1rem 3.5rem; }

    .legal-card {
        width: calc(100% - 1.5rem);
        border-radius: 12px;
        margin-top: -1.75rem;
        margin-bottom: 2rem;
    }

    .legal-toc { padding: 1.25rem; }
    .legal-toc ol { columns: 1; }

    .legal-body { padding: 1.5rem 1.25rem 1.25rem; }
    .legal-footer { padding: 1.1rem 1.25rem; }
}